Skip to content

How Much Does Open Care Cost

How Much Does Open Care Cost

Open Care Seniors is an independent insurance agency based in Naples, Florida that primarily sells final expense life insurance. They also sell term life insurance, accidental death, and Medicare-related products. It’s hard to find information about them, but our research revealed that they are a legitimately licensed insurance agency.

Senior plan open care is a product that helps seniors secure their final expenses and was established by the Open Care insurance agency. The low contribution plan has premiums as low as $7.49 per month, and these are fixed for life.

How Much Does Open Care Cost

The plan is appropriate for people who cannot find an affordable, guaranteed approval insurance policy for ages 60-85, regardless of health conditions. Below, we explore the open care senior plan life insurance, why you need it, and how to choose one.

Specifically, the purpose of this article is to describe how the OpenCare Senior plan works and provide you with enough information to determine if an OpenCare final expense plan is right for you. Click here and see what you can qualify for. So How Much Does Open Care Cost, read this article to know everything.

Opencare Senior Plan

How Much Does Open Care Cost

Open Care’s “senior plan” is just a marketing expression. When Open Care uses this phrase, it simply refers to your final expense whole life coverage. Some of their plans have health questions and some don’t. Prices will not increase, coverage will not decrease, and the policy will not expire.

The Open Care Senior Plan is a whole life insurance policy. Provides a quick cash payment to ensure your family can pay for your final expenses. Coverage ranges from $2,000 to $50,000, no exam is required, and no one can be denied.

Open Care Senior Plan Rates

OpenCare insurance policies offer coverage amounts up to $50,000. The average funeral costs around $10,000 today, so ensuring at least that much will give your family peace of mind when it comes to organizing your funeral.

Opencare Term life Insurance

The insurance agency has a temporary senior plan with a limit of $25,000-$500,000 for adults ages 18-75. The Opencare life insurance policy is term insurance that is only available to those who are already medically qualified.

Opencare Term life Insurance Cost

So How Much Does Open Care Cost? To put your costs in perspective, let’s look at a 10-year policy for a man who doesn’t smoke:

  • 25 year old male $7/month
  • 45-year-old male $10/month
  • 55-year-old male $34/month

How do Opencare final expense plans work?

Open Care funeral plans are available up to $50,000 in coverage and no medical exam is required. It is a whole life policy in which prices do not increase over time and coverage does not decrease. The policy will never expire and builds cash value.

They have two options to choose from:

  • Guaranteed Acceptance – You are not required to answer health questions. Everyone, regardless of their health, is guaranteed to be approved.
  • Simplified problem: no exam required, but answers health questions. The rating is based on your health history.

Open Care Final Expense Plans Cost

How Much Does Open Care Cost? The price of an open care final expense insurance policy will depend on several factors, such as your health history. If you’re in good health, you don’t need to worry about your rates going up because they already have an affordable basic package available for $7.49 per month that covers non-smokers and people who don’t smoke more than two packs per day ($2k value).

How much is Open Care insurance?
How much is Open Care insurance?

How much is Open Care insurance?

They frequently claim that their senior insurance starts at just $7.49 per month, but that’s rarely the case for most applicants. Some applicants pay $50 per month for $10,000, while others pay $200. Your price is calculated based on your gender, health, and age.

Open care life insurance for seniors has three plans for seniors to choose from based on their age, health, status, and smoking habits. You can choose either plan as long as you qualify, can afford the premiums, and are comfortable with the final payment.

Open Care Senior Plan Reviews

Is Open Care insurance good? Well, they are NOT an insurance company, they are an agency!

You may have seen other open care insurance reviews, but let’s dig below the surface!

As your loved ones age, it’s important to be prepared for the inevitable. You never know when the time will come when you have to make decisions about their care and what they want.

That’s why you need to look into final expense insurance to protect your family. In general, the best way to find the right final expense plan is through an independent insurance agency that offers a quality life insurance plan.

Opencare Final Expense Plans

Open care senior plan commercial uses the terms “as little as?”, Or until?” for marketing purposes only. As low as $7.49 per month refers to a healthy, non-smoking woman who purchases $2,000 in coverage. That’s barely enough for direct cremation. By visiting their website, you will find a table (see below) with $8,000 coverage with prices ranging from $17 to $252 per month. This provides further evidence that they represent multiple carriers, just as our agency does.

Open Care Final Expense Plans Reviews

The Florida agency, Open Care Seniors, is a reputable, legitimate life insurance company that specializes in selling final expense life coverage without a medical exam.

They also sell term life insurance policies for those who need them, as well as accidental death coverages with alternative Medicare products to help protect your money from surviving! Although term life insurance will probably outlive the coverage, only 98% of term policies actually payout.

Open Care Final Expense Plans Reviews
Open Care Final Expense Plans Reviews

Information on this business is hard to come by, but our research uncovered some interesting tidbits, such as its long list of TV commercials showing $25,000 in free benefits available only through insurer services. Let’s talk about persuasive advertising, eh?

Open Care Life Insurance is the kind of plan you should never take seriously. Not surprisingly, there are so many different rates for this company, with some starting at just $7.49 per month. How Much Does Open Care Cost.

Opencare Life Insurance

The insurance agency has a temporary senior plan with a limit of $25,000-$500,000 for adults ages 18-75. The Opencare life insurance policy is term insurance that is only available to those who are already medically qualified.

While most people don’t use this plan to cover funeral costs, OpenCare has a great tool for covering temporary obligations like living expenses.

For example, if you die before your mortgage is paid off and you have term life insurance plans available that provide full benefits for the life of the term.

Open Care Life Insurance Reviews

Open Care Seniors is an independent insurance agency based in Naples, Florida that primarily sells final expense life insurance. They also sell term life insurance, accidental death, and Medicare-related products. It’s hard to find information about them, but our research revealed that they are a legitimately licensed insurance agency.

Their website highlights unbelievably low prices. Like the $9.95 Colonial Penn plan, you shouldn’t take the fees seriously. There is no way you should expect to pay $7.49 per month for coverage if you choose to purchase an Open Care life insurance plan.

Open Care Senior Plan Cost

The cost of your Open Care senior plan will depend on your age, gender, face amount, and location. The Open Care Seniors final expense plan comes with coverage on the first day, but some Open Care Senior life insurance plans have 2-year waiting periods.

Is Open Care Legit

The Florida agency, Open Care Seniors, is a reputable, legitimate life insurance company that specializes in selling final expense life coverage without a medical exam.

Frequently asked questions

How much is Open Care’s final expense plan?

Opencare says they offer coverage starting at $7.49 per month.

How much is Open Care insurance?

Some applicants pay $50 per month for $10,000, while others pay $200.

Article Source: How Much Does Open Care Cost .